In today’s healthcare environment, medical costs can quickly exceed the limits of your medical aid. GAP Cover is designed to protect you from unexpected shortfalls by covering the difference between what your medical aid pays and the actual cost of in-hospital treatments and procedures.
This ensures you are not left out of pocket during life’s critical moments, giving you confidence and financial peace of mind.
GAP Cover is a short-term insurance product that provides additional financial protection when your medical aid benefits fall short. It helps cover specialist charges, procedures, and treatments that exceed medical aid limits or sub-limits.
In-hospital specialist shortfalls
Covers the difference between what your medical aid pays and specialist fees during hospitalisation.
Co-payments and deductibles
Assists with excess amounts and co-payments required by your medical aid scheme.
Oncology GAP cover
Provides protection against additional costs related to cancer treatment that exceed medical aid limits.
Sub-limit cover
Extends protection where medical aid sub-limits are exhausted.
Emergency treatment cover
Offers added financial protection for emergency treatments and procedures.
GAP Cover is ideal for:
STP INTASURE offers GAP Cover solutions designed to work alongside your medical aid, helping ensure you and your family are fully protected. With affordable premiums and comprehensive benefits, GAP Cover helps safeguard your financial well-being when healthcare costs escalate.
