Cyber Insurance

Cybercrime continues to rise across South Africa, making dedicated cyber insurance an essential layer of protection for both businesses and households. STP Intasure offers customised solutions that help clients recover quickly from cyber incidents—financially, technically, and reputationally.

What are the types of trucking insurance areas we cover?

Commercial Cyber Insurance

Designed for SMEs through to large corporates, commercial cyber cover protects your organisation from the financial and operational fallout of cyberattacks.

What It Covers

First‑party losses:

  • Data breach response (forensics, system restoration, notification costs)
  • Ransomware and malware incident recovery
  • Business interruption when systems are compromised

Third‑party liability:

  • Legal defence and settlement costs if clients or partners claim damages
  • Breach of privacy liabilities, including POPIA‑related exposures
  • Reputational and crisis management support

Commercial policies are modular and can be tailored to the size, turnover, and digital risk profile of the business. Insurers increasingly assess cybersecurity controls during underwriting, making good cyber hygiene a key part of the risk‑transfer approach.

Domestic / Personal Cyber Insurance

Cyber risks are no longer limited to businesses. Individuals and families face growing exposure through online banking, digital devices, social media, and online shopping.

What It Covers

  • Theft of funds from online banking or digital wallets
  • Identity theft, fraud monitoring, and personal data restoration
  • Malware removal and device recovery
  • Support for cyber extortion, cyberbullying, and harassment
  • Losses from fraudulent online transactions

Policies typically include access to specialist incident‑response teams who assist with recovery and prevention guidance.

Why Cyber Insurance Matters

Whether for a company or a household, cyber insurance fills crucial gaps left by traditional insurance. It provides rapid technical support, financial protection, and expert guidance during an incident—helping you return to normal faster and with minimal disruption.

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