Cover for Management and Governance Risk

Claims against directors and officers may arise from alleged errors, omissions, breaches of duty, or failure to comply with statutory obligations. Even where claims are unfounded, the cost of legal defence can be significant.

This cover may include:

Personal liability protection

Cover for claims brought against directors and officers in their personal capacity for alleged wrongful acts.

Legal defence costs

Protection against legal expenses incurred when defending civil, regulatory, or statutory claims.

Breach of duty and negligence

Cover for claims arising from alleged negligence, misstatements, or breaches of fiduciary duty.

Regulatory and compliance claims

Assistance with claims arising from investigations by regulatory authorities, subject to policy terms.

Essential Protection for SMEs

Unlike large corporates, SMEs often have limited resources to absorb the cost of legal defence or settlements. Directors and officers can be held personally liable, even when acting in good faith.

Having appropriate Directors and Officers Liability Insurance in place helps protect personal assets and supports responsible leadership.

At STP INTASURE, we provide clear advice and structure cover that reflects the size, structure, and risk profile of your business, giving decision-makers confidence to lead effectively.