Cover for Employment-Related Claims

Employment Practice Liability Insurance can provide protection for claims arising from matters such as:

• Unfair dismissal or unfair labour practices
• Discrimination, harassment, or victimisation
• Breach of employment contracts
• Disciplinary and grievance-related disputes
• Claims brought before the CCMA, Bargaining Councils, or Labour Courts

This product provides cover for both the business entity and its employees. Employment Practices Liability cover for the entity is not included under a Directors’ & Officers’ policy, although employee cover is typically provided where an Employment Practices Liability programme is in place.

Cover typically includes legal defence costs, settlements, and awards, helping to manage the financial impact of labour disputes.

Supporting Responsible Employers

Employment disputes can result in significant costs and reputational risk. Employment Practice Liability Insurance provides a financial safety net while supporting fair and responsible employment practices.

At STP INTASURE, we help businesses assess their exposure and structure appropriate cover aligned to their workforce, operations, and regulatory environment, allowing employers to operate with greater confidence.