Directors & Officers Liability

Protection for Company Leadership

South African legislation places strict duties of care, skill, and diligence on company directors and officers. With these responsibilities comes personal exposure to claims arising from decisions, actions, or omissions made while managing and governing a business.

Directors & Officers Liability Insurance is designed to protect directors, officers, and senior management against the legal and financial consequences of such claims, helping safeguard personal assets while supporting effective leadership.

Cover for Management and Governance Risks

Directors & Officers Liability Insurance may respond to claims alleging:

  • Breach of fiduciary duty
  • Discrimination, harassment, or victimisation
  • Breach of employment contracts
  • Disciplinary and grievance-related disputes
  • Claims brought by shareholders, employees, regulators, creditors, or other third parties

Cover typically includes legal defence costs, settlements, and damages arising from covered claims.

Confidence to Lead with Assurance

Even well-intentioned decisions can result in claims, particularly in regulated or high-risk environments. Directors & Officers Liability Insurance provides a vital safety net, allowing leaders to make informed decisions without constant concern over personal financial exposure.

This cover is essential for company directors, executives, board members, trustees, and senior management across businesses of all sizes.

At STP INTASURE, we provide clear advice and structure Directors & Officers Liability cover aligned to your organisation’s size, risk profile, and governance requirements.

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