Events Liability & Prizes

Protection for Event Organisers and Promotional Activities

Hosting or organising an event involves inherent risk, whether it is a corporate function, sporting event, exhibition, launch, or promotional activation. Organisers may be held legally liable for injury, property damage, or financial loss arising from incidents involving attendees, contractors, or third parties.

Events Liability & Prizes Insurance is designed to protect organisers against these exposures, allowing events and promotions to proceed with confidence.

Events Liability Cover

Events Liability Insurance provides protection against legal liability claims arising from bodily injury or property damage occurring in connection with an event. Cover typically applies during setup, the event itself, and breakdown, subject to policy terms.

This cover is suitable for a wide range of events, from small private functions to large public, corporate, or hospitality events.

Prize Indemnity Cover

Prize Indemnity Insurance allows organisers to offer high-value promotional prizes without carrying the financial risk themselves. This is commonly used for competitions such as hole-in-one golf challenges, sporting promotions, or prize-based marketing campaigns.

If a qualifying prize is won, the insurer covers the payout, protecting the organiser from unexpected costs.

Tailored Event Protection

This type of cover is suitable for:

  • Corporate and private events
  • Sporting and promotional events
  • Exhibitions, launches, and hospitality functions
  • Events involving competitions, prizes, or giveaways

At STP INTASURE, we work closely with event organisers to assess potential exposures and structure Events Liability and Prize Indemnity cover aligned to the nature, scale, and activities of each event, helping reduce financial risk and support smooth event delivery.

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